Most Americans with personal insurance coverage can purchase home tests on-line or in shops and have them paid for on the time of buy or get reimbursed by submitting a declare to their insurer. So be certain you save your receipts.
The tests will not be topic to copays or deductibles.
Insurers might arrange a community of most popular shops, pharmacies and on-line retailers the place shoppers can obtain tests for gratis up entrance. People may nonetheless purchase tests outdoors that community, however insurers would solely must reimburse as much as $12 for each.
Consumers ought to contact their insurers to search out out if they supply direct protection or if claims should be submitted.
Do I want a health care provider’s order or prescription?
No, you is not going to want to go to a health care provider to get the free tests.
How many tests can I get?
Insurers should pay for as much as eight tests per lined particular person per 30 days. So a household of 4 may get 32 tests every month, as an illustration.
What about all of the tests I purchased earlier than Saturday? Can I get reimbursed for them?
Sorry, however solely tests purchased beginning January 15 qualify.
Where can I discover a home check?
It’s one purpose why the Biden administration plans to distribute free home tests quickly. President Joe Biden on Thursday introduced he was doubling the quantity that might be obtainable to 1 billion.
Several states have additionally ordered home tests to be distributed free to residents, however provides have been restricted.
How do I get a kind of free federal tests?
Americans can go to a brand new web site, covidtests.gov, to order the tests, beginning January 19. Tests are anticipated to ship inside seven to 12 days of being ordered.
Initially, there might be a restrict of 4 tests per residential family.
The White House can even arrange a hotline for many who can not order on-line however has not but introduced a launch date for it.
What if I’m on Medicare?
Medicare covers at no cost Covid-19 testing finished in a lab when ordered by a medical skilled.
Those enrolled in Medicare Advantage plans ought to examine with their insurers to see if the prices of the home tests might be lined.
What if I’m on Medicaid?
Medicaid and the Children’s Health Insurance Program, often called CHIP, already cowl home tests with no cost-sharing.
But enrollees ought to contact their state businesses for particular protection particulars.
What if I’m uninsured?
The uninsured can get free home tests from sure group well being facilities. They can additionally request tests by the federal program as soon as it turns into obtainable.
Also, the Department of Health and Human Services is offering as much as 50 million free home tests to group well being facilities and Medicare-certified well being clinics for distribution to sufferers and the group.
HHS additionally has established greater than 10,000 free community-based pharmacy testing websites across the nation.
This story has been up to date with extra particulars Friday.
CNN’s Maegan Vazquez contributed to this report.